Personal Finances: 3 Ways to Have More Money in Your Life

So many people are in the category of feeling like they never have enough money. Maybe you want to do something, and you can’t, you want to buy something and the first thought that pops into your head is “I can’t afford that,” or you feel like you work in your job or your business harder than you ever have and you still have nothing more to show for it at the end of the year.
If you can relate to this, there is a question you need to ask yourself, do I learn and practice new ways to manage my money consistently? If you are like most people, your answer is no. This may be the one question that is the answer to your problems when you can say YES. We can’t expect to get better at anything in life if we don’t learn something new and practice it. It’s not your fault that you’ve never been taught money management.
Here are three new things you can do right now to move toward having more money in your life and answering YES to that question above:

1 – Make More – What am I doing to attract more money in my life?

How much more money do you want a month/ a year, specifically? If you do not ask yourself money questions, then you won’t think about the answers. If you don’t think about the answers, then you have no target to shoot for, so you will stay where you are. Sometimes if you just change your focus, you will see opportunities that you never saw before. If you want to an example of this, I want you to start looking for blue cars while you are out and about. I guarantee, you will see more blue cars than you ever have before because now you are looking for them. So, start looking for ways to attract more money in your life.

2 – Spend Less – Do I know my expenses?

I challenge you to get out the pen and paper and write down everything you spend in a month. Just for this first month, do not do it with technology, use pen and paper. If you have a hand cramp from writing at the end of the month, you may want to evaluate where your money is going. A lot of little things can add up to big money and if you don’t know where it all goes, you can’t change where you spend it.
Some expenses you may decide that you don’t want to spend as much on in the following month, or you may see automated subscriptions that you no longer need, and you can cancel them. Spending less, keeps more money in your pocket.

3 – Find a Different Way to get what you want. Barter, borrow or sell things before you buy more.

Do you have a special skill or talent that you can share with others? Many times, trading services is a WIN, WIN. Do you like to read, and you order books online? You can order many books from your local library, pick them up, read them, return them, and not spend a dime (unless you’re late!).
You can borrow just about anything, there are even websites where you can borrow dresses and so you only pay a fraction of the cost for a dress you are only going to wear once anyway. Do you have excess things in your garage, storage, closet? Sell something before you buy something else. There are online marketplaces, swip/swaps and easy ways to sell things you don’t use anymore. One person’s trash is another’s treasure.
I’ll throw in a final action you can take: donate or pay it forward. When you learn to give, even if it’s a little, you usually see returns three times as much. It doesn’t need to be a lot, pay for the coffee of the person behind you. Help someone load groceries in their car. Spend an hour at a local charity. Giving back will give you more abundance in your heart and wallet.